Pay your Nigerian supplier in Cedis. We handle the rest.
LinkPay locks today's GHS↔NGN rate, holds your money safely, and pays your supplier in Naira through approved banking channels — usually within hours.
You send GHS
Pay in Cedis from your Ghanaian bank or mobile money. We lock the exchange rate up front.
We hold it safely
Your money sits in escrow — not in our pocket. Released only when you confirm or terms are met.
Supplier receives NGN
We pay your supplier's Nigerian bank account in Naira. You get proof of payment.
No surprise fees. No FX guesswork. Settlement times disclosed up front.
Start a paymentTransparent pricing. Disclosed settlement times.
You see the full cost — and the exact rate — before you confirm. No hidden margins, no spread games.
What you pay
- Live GHS↔NGN rate — shown before lock, valid for the full lock window.
- Service fee — displayed line-by-line on the lock screen.
- No spread tax — we don't pad the FX rate behind the scenes.
Settlement SLA
- Verification: typically within 30 minutes of confirmed GHS receipt.
- NGN settlement: same business day for most major Nigerian banks.
- Delay handling: if we exceed SLA, you're notified with cause and ETA — and you can withdraw before settlement starts.
SLAs reflect typical performance on the GHS↔NGN corridor. Bank cut-off times, public holidays, and compliance checks can extend processing.
Escrow
Hold buyer funds safely until orders are fulfilled.
Settlement
Disburse funds across borders through approved banking channels.
Security
Auditable, controlled, and operationally disciplined.
LinkPay powers Traderlink — and only Traderlink, for now.
LinkPay is the infrastructure brand. The primary customer journey lives at Traderlink, where buyers and suppliers transact.
Built for trust
Every transaction is locked, verified, and settled through a controlled lifecycle with audit-grade records.
Built for the corridor
Engineered for cross-border GHS/NGN trade, with expansion to other West African corridors on the roadmap.